/* ===========================
   RESET & BASE
   =========================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue-900: #0a1929;
  --blue-800: #0e2744;
  --blue-700: #0e3a9e;
  --blue-600: #1a56db;
  --blue-500: #3b82f6;
  --blue-400: #60a5fa;
  --blue-100: #dbeafe;
  --dark: #080f1a;
  --dark-2: #0d1b2e;
  --dark-3: #112040;
  --white: #ffffff;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-600: #475569;
  --text: #0f172a;
  --text-light: #64748b;
  --accent: #f59e0b;
  --green: #10b981;
  --radius: 16px;
  --radius-sm: 10px;
  --radius-lg: 24px;
  --shadow: 0 4px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 16px 48px rgba(0,0,0,0.14);
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
  scroll-behavior: auto;
  overflow-x: hidden;
  overscroll-behavior-x: none;
  width: 100%;
}

body {
  font-family: 'Manrope', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  overscroll-behavior-x: none;
  touch-action: pan-y;
  width: 100%;
  position: relative;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

img { max-width: 100%; display: block; }
section,
header,
footer {
  max-width: 100%;
  overflow-x: clip;
}
a { text-decoration: none; color: inherit; }

/* ===========================
   TYPOGRAPHY
   =========================== */
.text-gradient {
  background: linear-gradient(135deg, #1a56db, #60a5fa);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.text-gradient-light {
  background: linear-gradient(135deg, #93c5fd, #ffffff);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue-600);
  margin-bottom: 12px;
}
.section-label--light { color: var(--blue-400); }

.section-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 700;
  line-height: 1.15;
  color: var(--text);
  margin-bottom: 16px;
}
.section-title--light { color: var(--white); }

.section-header {
  text-align: center;
  margin-bottom: 56px;
}

/* ===========================
   BUTTONS
   =========================== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 15px;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
  font-family: 'Manrope', sans-serif;
}
.btn--primary {
  background: linear-gradient(135deg, var(--blue-600), var(--blue-700));
  color: #fff;
  box-shadow: 0 4px 20px rgba(26,86,219,0.35);
}
.btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(26,86,219,0.5);
}
.btn--outline {
  background: transparent;
  color: var(--blue-600);
  border: 2px solid var(--blue-600);
}
.btn--outline:hover {
  background: var(--blue-600);
  color: #fff;
  transform: translateY(-2px);
}
.btn--white {
  background: var(--white);
  color: var(--blue-700);
  font-weight: 700;
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}
.btn--white:hover { transform: translateY(-2px); box-shadow: 0 8px 30px rgba(0,0,0,0.2); }
.btn--lg { padding: 16px 32px; font-size: 16px; }
.btn--sm { padding: 8px 18px; font-size: 14px; }
.btn--full { width: 100%; justify-content: center; }

/* ===========================
   HEADER
   =========================== */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 16px 0;
  transition: var(--transition);
}
.header.scrolled {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(20px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.08);
  padding: 10px 0;
}
.header__inner {
  display: flex;
  align-items: center;
  gap: 32px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}
.logo__icon { display: flex; }
.logo__text {
  font-size: 20px;
  font-weight: 400;
  color: var(--text);
  letter-spacing: -0.02em;
}
.logo__text strong { font-weight: 800; color: var(--blue-600); }
.logo--light .logo__text { color: var(--white); }
.logo--light .logo__text strong { color: var(--blue-400); }

.nav {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-left: auto;
}
.nav__link {
  padding: 8px 14px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  color: var(--gray-600);
  transition: var(--transition);
}
.nav__link:hover { color: var(--blue-600); background: var(--blue-100); }

.header__cta {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-shrink: 0;
}
.header__phone {
  font-size: 15px;
  font-weight: 700;
  color: var(--text);
}
.header.scrolled .header__phone { color: var(--text); }
.header:not(.scrolled) .header__phone { color: rgba(255,255,255,0.9); }
.header:not(.scrolled) .nav__link { color: rgba(255,255,255,0.75); }
.header:not(.scrolled) .nav__link:hover { color: #fff; background: rgba(255,255,255,0.15); }
.header:not(.scrolled) .logo__text { color: #fff; }

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.burger span { display: block; width: 24px; height: 2px; background: currentColor; border-radius: 2px; transition: var(--transition); }

/* ===========================
   HERO
   =========================== */
.hero {
  min-height: 100vh;
  background:
    radial-gradient(circle at 18% 18%, rgba(96,165,250,0.20), transparent 28%),
    radial-gradient(circle at 82% 24%, rgba(245,158,11,0.14), transparent 26%),
    linear-gradient(135deg, #07111f 0%, var(--blue-900) 48%, #0a1929 100%);
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
  overflow: hidden;
  padding-top: 90px;
}

.hero__bg { position: absolute; inset: 0; pointer-events: none; }

.hero__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.35;
}
.hero__orb--1 {
  width: 600px; height: 600px;
  top: -200px; right: -100px;
  background: radial-gradient(circle, var(--blue-600), transparent 70%);
  animation: orbFloat 8s ease-in-out infinite;
}
.hero__orb--2 {
  width: 400px; height: 400px;
  bottom: -100px; left: 10%;
  background: radial-gradient(circle, #1e3a8a, transparent 70%);
  animation: orbFloat 10s ease-in-out infinite reverse;
}

.hero__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.045) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black, transparent);
}

@keyframes orbFloat {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33% { transform: translate(30px, -20px) scale(1.05); }
  66% { transform: translate(-20px, 15px) scale(0.95); }
}

.hero__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  padding-top: 40px;
  padding-bottom: 60px;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border: 1px solid rgba(255,255,255,0.20);
  border-radius: 50px;
  font-size: 13px;
  color: rgba(255,255,255,0.8);
  background: rgba(255,255,255,0.09);
  backdrop-filter: blur(10px);
  margin-bottom: 24px;
  width: fit-content;
}
.badge__dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--green);
  box-shadow: 0 0 8px var(--green);
  animation: pulse 2s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.7; transform: scale(1.2); }
}

.hero__title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px, 5vw, 64px);
  font-weight: 900;
  line-height: 1.08;
  color: var(--white);
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}

.hero__sub {
  font-size: 18px;
  color: rgba(255,255,255,0.65);
  line-height: 1.6;
  margin-bottom: 36px;
  max-width: 480px;
}

.hero__actions { display: flex; gap: 16px; margin-bottom: 48px; flex-wrap: wrap; }

.hero__stats {
  display: flex;
  justify-content: center;
  gap: 36px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.1);
  max-width: 440px;
  margin-inline: auto;
  text-align: center;
}
.hero__stat {}
.stat__num {
  display: block;
  font-size: 32px;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
  margin-bottom: 4px;
}
.stat__label {
  font-size: 13px;
  color: rgba(255,255,255,0.5);
}
.hero__partner {
  display: grid;
  gap: 4px;
  max-width: 440px;
  margin: 22px auto 0;
  padding: 16px 18px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius);
  background: linear-gradient(135deg, rgba(255,255,255,0.12), rgba(255,255,255,0.05));
  color: rgba(255,255,255,0.72);
  box-shadow: 0 18px 50px rgba(0,0,0,0.22);
}
.hero__partner-label {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  color: #fbbf24;
}
.hero__partner strong {
  font-size: 24px;
  color: #fff;
  line-height: 1;
}
/* Hero Visual */
.hero__visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero__card {
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 28px;
  color: var(--white);
  box-shadow: 0 20px 60px rgba(0,0,0,0.3);
}

.hero__card--main {
  width: 100%;
  max-width: 380px;
  animation: cardFloat 6s ease-in-out infinite;
}

@keyframes cardFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.hcard__header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}
.hcard__icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(255,255,255,0.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}
.hcard__title { font-size: 14px; font-weight: 600; }
.hcard__sub { font-size: 12px; color: rgba(255,255,255,0.5); margin-top: 2px; }
.hcard__badge {
  margin-left: auto;
  font-size: 11px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 50px;
  flex-shrink: 0;
}
.hcard__badge.approved { background: rgba(16,185,129,0.2); color: #6ee7b7; border: 1px solid rgba(16,185,129,0.3); }

.hcard__body { display: flex; flex-direction: column; gap: 10px; }
.hcard__row {
  display: flex; justify-content: space-between;
  font-size: 13px;
  color: rgba(255,255,255,0.6);
}
.hcard__row strong { color: var(--white); font-weight: 600; }

.hcard__progress {
  height: 6px;
  background: rgba(255,255,255,0.1);
  border-radius: 3px;
  overflow: hidden;
  margin: 4px 0;
}
.hcard__progress-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--blue-400), var(--blue-600));
  border-radius: 3px;
  transition: width 1s ease;
}
.hcard__hint { font-size: 11px; color: rgba(255,255,255,0.4); text-align: right; }

.hero__card--float {
  position: absolute;
  padding: 12px 18px;
  font-size: 13px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
  border-radius: 50px;
  background: rgba(255,255,255,0.08);
}
.hero__card--float-1 { top: -10px; right: -20px; }
.hero__card--float-2 { bottom: 30px; left: -30px; }

.hero__scroll {
  position: absolute;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}
.scroll__arrow {
  width: 24px; height: 40px;
  border: 2px solid rgba(255,255,255,0.3);
  border-radius: 12px;
  position: relative;
}
.scroll__arrow::after {
  content: '';
  position: absolute;
  top: 6px;
  left: 50%;
  transform: translateX(-50%);
  width: 4px; height: 8px;
  background: var(--white);
  border-radius: 2px;
  animation: scrollDown 2s ease-in-out infinite;
}
@keyframes scrollDown {
  0% { opacity: 0; transform: translateX(-50%) translateY(0); }
  50% { opacity: 1; }
  100% { opacity: 0; transform: translateX(-50%) translateY(12px); }
}

/* ===========================
   BROKER PROMO
   =========================== */
.broker-promo {
  padding: 110px 0;
  background:
    radial-gradient(circle at 20% 0%, rgba(26,86,219,0.10), transparent 28%),
    radial-gradient(circle at 90% 20%, rgba(245,158,11,0.10), transparent 24%),
    linear-gradient(180deg, #fff, #f8fafc);
}
.broker-promo__hero {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: end;
  margin-bottom: 34px;
}
.broker-promo__lead {
  font-size: 18px;
  line-height: 1.75;
  font-weight: 600;
  color: var(--text);
  padding: 24px;
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
}
.broker-promo__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.broker-promo__card {
  min-height: 260px;
  padding: 24px;
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  box-shadow: 0 10px 30px rgba(15,23,42,0.06);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.broker-promo__card::after {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, rgba(26,86,219,0.12), transparent 70%);
  border-bottom-left-radius: 72px;
}
.broker-promo__card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--blue-200, #bfdbfe);
}
.broker-promo__card span {
  display: inline-flex;
  width: 36px;
  height: 36px;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  border-radius: 50%;
  background: var(--blue-100);
  color: var(--blue-700);
  font-size: 12px;
  font-weight: 900;
}
.broker-promo__card h3 {
  font-size: 18px;
  font-weight: 800;
  margin-bottom: 12px;
  color: var(--dark);
}
.broker-promo__card p {
  font-size: 14px;
  line-height: 1.65;
  color: var(--text-light);
}
.broker-promo__card--featured {
  background: linear-gradient(135deg, #fff7ed, #eef4ff);
  border-color: #f59e0b;
  box-shadow: 0 18px 50px rgba(245,158,11,0.18);
}
.broker-promo__card--featured span {
  background: #f59e0b;
  color: #fff;
}
.broker-promo__card--featured h3 { color: #92400e; }
.broker-promo__card--featured p { color: var(--text); }
.broker-promo__footer {
  margin-top: 18px;
  padding: 18px 22px;
  border-left: 4px solid var(--blue-600);
  background: #eef4ff;
  border-radius: var(--radius-sm);
  font-size: 16px;
  font-weight: 800;
  color: var(--dark);
}

/* ===========================
   SERVICES
   =========================== */
.services {
  padding: 100px 0;
  background:
    linear-gradient(180deg, var(--gray-100), #fff),
    var(--gray-100);
}

.services__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--gray-200);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  box-shadow: 0 12px 34px rgba(15,23,42,0.04);
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue-600), var(--blue-400));
  transform: scaleX(0);
  transition: var(--transition);
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 60px rgba(26,86,219,0.14);
  border-color: var(--blue-200, #bfdbfe);
}
.service-card:hover::before { transform: scaleX(1); }

.service-card.is-highlighted {
  background: #fff3cd;
  border-color: #f59e0b;
  box-shadow: 0 0 0 4px rgba(245,158,11,0.22), 0 22px 60px rgba(245,158,11,0.28);
  transform: translateY(-6px);
}
.service-card.is-highlighted::before {
  background: #f59e0b;
  transform: scaleX(1);
}

.service-card--accent {
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  color: var(--white);
  border-color: transparent;
}
.service-card--accent::before { display: none; }
.service-card--accent .service-card__desc { color: rgba(255,255,255,0.7); }
.service-card--accent .service-card__features li { color: rgba(255,255,255,0.8); border-color: rgba(255,255,255,0.15); }
.service-card--accent .service-card__link { color: var(--blue-300, #93c5fd); }

.service-card--cta {
  background: linear-gradient(135deg, var(--dark), var(--blue-900));
  color: var(--white);
  border: none;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
}
.service-cta__content { display: flex; flex-direction: column; gap: 12px; align-items: center; }
.service-cta__content h3 { font-size: 20px; font-weight: 700; color: #fff; }
.service-cta__content p { color: rgba(255,255,255,0.6); font-size: 14px; }

.service-card__badge {
  position: absolute;
  top: 20px; right: 20px;
  font-size: 11px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 50px;
  background: rgba(245,158,11,0.2);
  color: #f59e0b;
  border: 1px solid rgba(245,158,11,0.3);
}

.service-card__icon { margin-bottom: 20px; }
.service-card__title { font-size: 18px; font-weight: 700; margin-bottom: 10px; }
.service-card__desc { font-size: 14px; color: var(--text-light); margin-bottom: 16px; line-height: 1.6; }

.service-card__features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 20px;
}
.service-card__features li {
  font-size: 13px;
  color: var(--text-light);
  padding: 4px 0;
  border-bottom: 1px solid var(--gray-100);
  display: flex;
  align-items: center;
  gap: 8px;
}
.service-card__features li::before {
  content: '✓';
  color: var(--green);
  font-weight: 700;
  flex-shrink: 0;
}

.service-card__link {
  font-size: 14px;
  font-weight: 600;
  color: var(--blue-600);
  transition: var(--transition);
}
.service-card__link:hover { color: var(--blue-700); }

/* ===========================
   CALCULATOR
   =========================== */
.calculator {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--blue-900), var(--dark) 50%, var(--blue-800));
  position: relative;
  overflow: hidden;
}
.calculator__bg { position: absolute; inset: 0; pointer-events: none; }
.calc__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  opacity: 0.3;
}
.calc__orb--1 { width: 500px; height: 500px; top: -200px; right: -100px; background: var(--blue-600); }
.calc__orb--2 { width: 300px; height: 300px; bottom: -100px; left: 0; background: var(--blue-700); }

.calc__wrapper {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 40px;
  align-items: start;
}

.calc__form {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 36px;
}

.calc__tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 32px;
  background: rgba(255,255,255,0.07);
  border-radius: 50px;
  padding: 4px;
}
.calc__tab {
  flex: 1;
  padding: 10px 16px;
  border: none;
  border-radius: 50px;
  font-family: 'Manrope', sans-serif;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  background: transparent;
  color: rgba(255,255,255,0.5);
  transition: var(--transition);
}
.calc__tab.active {
  background: var(--blue-600);
  color: #fff;
  box-shadow: 0 4px 15px rgba(26,86,219,0.4);
}
.calc__tab:not(.active):hover { color: rgba(255,255,255,0.8); }

.calc__field { margin-bottom: 28px; }
.calc__label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  margin-bottom: 16px;
}

.calc__range-wrap { position: relative; padding: 0 0 0 0; }
.calc__range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 0;
  background: transparent;
  position: relative;
  z-index: 2;
  cursor: pointer;
  margin-bottom: 12px;
}
.calc__range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid var(--blue-500);
  box-shadow: 0 2px 8px rgba(0,0,0,0.3);
  cursor: pointer;
  transition: transform 0.2s;
}
.calc__range::-webkit-slider-thumb:hover { transform: scale(1.2); }
.calc__range::-moz-range-thumb {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid var(--blue-500);
  box-shadow: 0 2px 8px rgba(0,0,0,0.3);
  cursor: pointer;
}
.calc__range::-webkit-slider-runnable-track { height: 6px; background: transparent; }
.calc__range::-moz-range-track { height: 6px; background: transparent; }

.calc__range-track {
  position: absolute;
  top: 8px;
  left: 0; right: 0;
  height: 6px;
  border-radius: 3px;
  background: rgba(255,255,255,0.1);
  overflow: hidden;
  pointer-events: none;
}
.calc__range-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--blue-500), var(--blue-400));
  border-radius: 3px;
  transition: width 0.1s;
}

.calc__range-values {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12px;
  color: rgba(255,255,255,0.4);
  margin-top: 4px;
}
.calc__value {
  color: var(--white);
  font-size: 16px;
  font-weight: 700;
}

/* Result */
.calc__result-inner {
  background: rgba(255,255,255,0.95);
  border-radius: var(--radius-lg);
  padding: 32px;
  position: sticky;
  top: 100px;
}
.calc__result-header { margin-bottom: 24px; }
.calc__result-header h3 { font-size: 20px; font-weight: 700; color: var(--text); margin-bottom: 6px; }
.calc__result-header p { font-size: 13px; color: var(--text-light); }

.calc__payment {
  background: linear-gradient(135deg, var(--blue-600), var(--blue-700));
  border-radius: var(--radius);
  padding: 20px 24px;
  margin-bottom: 24px;
  text-align: center;
}
.calc__payment-label { display: block; font-size: 13px; color: rgba(255,255,255,0.75); margin-bottom: 6px; }
.calc__payment-amount {
  font-size: 32px;
  font-weight: 800;
  color: var(--white);
}

.calc__benefit {
  background: linear-gradient(135deg, #ecfdf5, #f0fdf4);
  border: 1px solid rgba(16,185,129,0.22);
  border-radius: var(--radius);
  padding: 18px 20px;
  margin-bottom: 22px;
  box-shadow: 0 14px 34px rgba(16,185,129,0.10);
}
.calc__benefit-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 16px;
  padding-bottom: 14px;
  margin-bottom: 12px;
  border-bottom: 1px solid rgba(16,185,129,0.18);
}
.calc__benefit-head span {
  font-size: 14px;
  font-weight: 800;
  color: #047857;
}
.calc__benefit-head strong {
  font-size: 24px;
  font-weight: 900;
  color: #064e3b;
  text-align: right;
  line-height: 1.1;
}
.calc__benefit-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  font-size: 14px;
  line-height: 1.45;
}
.calc__benefit-row + .calc__benefit-row { margin-top: 8px; }
.calc__benefit-row span {
  color: #047857;
  font-weight: 700;
}
.calc__benefit-row strong {
  color: var(--text);
  font-weight: 800;
  text-align: right;
}

.calc__result-breakdown { display: flex; flex-direction: column; gap: 0; margin-bottom: 20px; }
.breakdown__item {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid var(--gray-100);
  font-size: 14px;
}
.breakdown__item span { color: var(--text-light); }
.breakdown__item strong { font-weight: 700; color: var(--text); }
.breakdown__item--total {
  border-bottom: none;
  padding-top: 12px;
}
.breakdown__item--total span { font-weight: 700; color: var(--text); font-size: 15px; }
.breakdown__item--total strong { font-size: 16px; color: var(--blue-600); }

.calc__chart { margin-bottom: 20px; }
.calc__chart svg { border-radius: 4px; overflow: hidden; display: block; }
.calc__chart-legend {
  display: flex;
  gap: 16px;
  margin-top: 8px;
  font-size: 12px;
  color: var(--text-light);
}
.calc__chart-legend i {
  display: inline-block;
  width: 10px; height: 10px;
  border-radius: 2px;
  margin-right: 4px;
}

.calc__disclaimer { font-size: 11px; color: var(--gray-400); text-align: center; margin-top: 12px; }

/* ===========================
   HOW IT WORKS
   =========================== */
.how { padding: 100px 0; }

.how__steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
  position: relative;
}

.how__step {
  flex: 1;
  text-align: center;
  padding: 32px 20px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}
.how__step:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }

.how__connector {
  flex-shrink: 0;
  width: 60px;
  height: 2px;
  background: linear-gradient(90deg, var(--blue-300, #93c5fd), var(--blue-500));
  margin-top: 60px;
  position: relative;
}
.how__connector::after {
  content: '→';
  position: absolute;
  right: -8px;
  top: -11px;
  color: var(--blue-500);
  font-size: 14px;
}

.step__num {
  font-family: 'Playfair Display', serif;
  font-size: 48px;
  font-weight: 900;
  color: var(--blue-100);
  line-height: 1;
  margin-bottom: 16px;
}
.step__icon {
  width: 56px; height: 56px;
  border-radius: 16px;
  background: linear-gradient(135deg, var(--blue-600), var(--blue-700));
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  margin: 0 auto 16px;
}
.how__step h3 { font-size: 17px; font-weight: 700; margin-bottom: 10px; }
.how__step p { font-size: 14px; color: var(--text-light); line-height: 1.6; }

/* ===========================
   ADVANTAGES
   =========================== */
.advantages { padding: 100px 0; background: var(--gray-100); }

.advantages__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}

.advantages__desc {
  font-size: 16px;
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 32px;
}

.advantages__numbers { display: flex; gap: 32px; margin-bottom: 36px; }
.adv-num { }
.adv-num__val {
  display: block;
  font-size: 36px;
  font-weight: 800;
  color: var(--blue-600);
  line-height: 1;
  margin-bottom: 4px;
}
.adv-num__label { font-size: 13px; color: var(--text-light); }

.advantages__right { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.adv-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 20px;
  display: flex;
  gap: 14px;
  border: 1px solid var(--gray-200);
  transition: var(--transition);
}
.adv-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--blue-200, #bfdbfe); }
.adv-card__icon { font-size: 28px; flex-shrink: 0; line-height: 1; }
.adv-card h4 { font-size: 14px; font-weight: 700; margin-bottom: 4px; }
.adv-card p { font-size: 13px; color: var(--text-light); line-height: 1.5; }

/* ===========================
   PARTNERS
   =========================== */
.partners { padding: 80px 0; overflow: hidden; }

.reso-partner {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  align-items: center;
  margin: 0 auto 34px;
  max-width: 880px;
  padding: 26px;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, #0f172a, #1d4ed8);
  color: #fff;
  box-shadow: 0 24px 70px rgba(29,78,216,0.26);
}
.reso-partner__mark {
  width: 96px;
  height: 96px;
  border-radius: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #fff;
  color: #1d4ed8;
  font-size: 22px;
  font-weight: 900;
  letter-spacing: 0;
}
.reso-partner__eyebrow {
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  color: #fbbf24;
  margin-bottom: 6px;
}
.reso-partner h3 {
  font-size: 28px;
  font-weight: 900;
  margin-bottom: 8px;
}
.reso-partner p:last-child {
  font-size: 15px;
  line-height: 1.7;
  color: rgba(255,255,255,0.78);
}

.partners__track-wrap {
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent, black 10%, black 90%, transparent);
}
.partners__track {
  display: flex;
  gap: 24px;
  animation: partnerScroll 25s linear infinite;
  width: max-content;
}
@keyframes partnerScroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.partner-logo {
  height: 56px;
  padding: 0 28px;
  background: var(--gray-100);
  border: 1px solid var(--gray-200);
  border-radius: 50px;
  display: flex;
  align-items: center;
  white-space: nowrap;
  font-size: 13px;
  font-weight: 700;
  color: var(--gray-500);
  transition: var(--transition);
  flex-shrink: 0;
}
.partner-logo:hover { background: var(--white); border-color: var(--blue-400); color: var(--blue-600); }

/* ===========================
   REVIEWS
   =========================== */
.reviews { padding: 100px 0; background: var(--gray-100); }

.reviews__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.review-card {
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1px solid var(--gray-200);
  transition: var(--transition);
}
.review-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }

.review-card__rating { font-size: 18px; color: var(--accent); margin-bottom: 14px; }
.review-card__text { font-size: 15px; line-height: 1.7; color: var(--text); margin-bottom: 20px; font-style: italic; }
.review-card__author { display: flex; align-items: center; gap: 12px; }
.author__avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue-600), var(--blue-400));
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 700; font-size: 14px;
  flex-shrink: 0;
}
.author__name { font-size: 14px; font-weight: 700; }
.author__role { font-size: 12px; color: var(--text-light); margin-top: 2px; }

/* ===========================
   FORM SECTION
   =========================== */
.form-section {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--dark), var(--blue-900));
  position: relative;
  overflow: hidden;
}
.form-section__bg { position: absolute; inset: 0; pointer-events: none; }
.form__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  opacity: 0.25;
}
.form__orb--1 { width: 500px; height: 500px; top: -200px; left: -100px; background: var(--blue-600); }
.form__orb--2 { width: 400px; height: 400px; bottom: -100px; right: 0; background: var(--blue-700); }

.form__wrapper {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 60px;
  align-items: start;
}

.form__title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 3.5vw, 42px);
  font-weight: 900;
  line-height: 1.15;
  color: var(--white);
  margin-bottom: 16px;
}
.form__sub { font-size: 16px; color: rgba(255,255,255,0.6); margin-bottom: 36px; }

.form__contacts { display: flex; flex-direction: column; gap: 16px; }
.form__contact {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 20px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  transition: var(--transition);
  color: var(--white);
}
.form__contact:hover { background: rgba(255,255,255,0.1); }
.contact__icon { font-size: 24px; }
.contact__label { font-size: 12px; color: rgba(255,255,255,0.5); margin-bottom: 2px; }
.contact__value { font-size: 15px; font-weight: 700; }

/* Contact Form */
.contact-form {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow-lg);
}

.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
.form__group { margin-bottom: 16px; }
.form__group:last-of-type { margin-bottom: 0; }

.form__group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 8px;
}

.form__group input,
.form__group select,
.form__group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-family: 'Manrope', sans-serif;
  font-size: 14px;
  color: var(--text);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}
.form__group input:focus,
.form__group select:focus,
.form__group textarea:focus {
  border-color: var(--blue-500);
  box-shadow: 0 0 0 3px rgba(59,130,246,0.1);
}
.form__group textarea { resize: vertical; min-height: 90px; }

.form__actions {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px;
  align-items: center;
}
.form__actions .btn--primary { width: 100%; }
.btn--ghost {
  background: var(--gray-100);
  color: var(--text);
  border: 1px solid var(--gray-200);
}
.btn--ghost:hover {
  background: var(--gray-200);
  transform: translateY(-2px);
}

.form__check {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 16px 0;
  font-size: 12px;
  color: var(--text-light);
  line-height: 1.5;
}
.form__check input[type="checkbox"] {
  width: 16px; height: 16px;
  accent-color: var(--blue-600);
  flex-shrink: 0;
  margin-top: 2px;
}
.form__check a { color: var(--blue-600); }

.form__success {
  display: none;
  text-align: center;
  padding: 40px 20px;
}
.success__icon { font-size: 48px; margin-bottom: 16px; }
.form__success h3 { font-size: 22px; font-weight: 700; margin-bottom: 8px; }
.form__success p { color: var(--text-light); }
.form__new-btn { margin-top: 20px; }

/* ===========================
   FOOTER
   =========================== */
.footer {
  background: var(--dark);
  color: rgba(255,255,255,0.65);
  padding: 60px 0 0;
}

.footer__top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}

.footer__brand p {
  font-size: 14px;
  line-height: 1.7;
  margin-top: 16px;
  max-width: 280px;
}
.footer__social { display: none; }
.social-link {
  width: 36px; height: 36px;
  border-radius: 8px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 11px;
  font-weight: 700;
  color: rgba(255,255,255,0.5);
  transition: var(--transition);
}
.social-link:hover { background: var(--blue-600); color: #fff; border-color: var(--blue-600); }

.footer__col h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 16px;
}
.footer__col a,
.footer__col p {
  display: block;
  font-size: 13px;
  margin-bottom: 8px;
  line-height: 1.5;
  transition: color 0.2s;
}
.footer__col a:hover { color: var(--blue-400); }

.footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 0;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.72);
}
.footer__links { display: flex; gap: 20px; }
.footer__links a {
  color: rgba(255,255,255,0.78);
  font-weight: 600;
}
.footer__links a:hover { color: #fff; }

/* ===========================
   BACK TO TOP
   =========================== */
.back-to-top {
  position: fixed;
  bottom: 32px; right: 32px;
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--blue-600);
  color: #fff;
  border: none;
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 20px rgba(26,86,219,0.4);
  opacity: 0;
  transform: translateY(20px);
  transition: var(--transition);
  z-index: 999;
}
.back-to-top.visible { opacity: 1; transform: translateY(0); }
.back-to-top:hover { transform: translateY(-4px); box-shadow: 0 8px 30px rgba(26,86,219,0.5); }

/* ===========================
   ANIMATIONS
   =========================== */
[data-anim] {
  opacity: 0;
  transition: opacity 0.7s ease, transform 0.7s ease;
}
[data-anim="fadeUp"] { transform: translateY(40px); }
[data-anim="fadeLeft"] { transform: translateX(-40px); }
[data-anim="fadeRight"] { transform: translateX(40px); }

[data-anim].animated {
  opacity: 1;
  transform: translate(0, 0);
}

/* ===========================
   RESPONSIVE
   =========================== */
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; }
  .hero__visual { display: none; }
  .hero__inner { padding-bottom: 40px; }
  .broker-promo__hero { grid-template-columns: 1fr; gap: 24px; }
  .broker-promo__grid { grid-template-columns: repeat(2, 1fr); }
  .services__grid { grid-template-columns: repeat(2, 1fr); }
  .calc__wrapper { grid-template-columns: 1fr; }
  .advantages__inner { grid-template-columns: 1fr; gap: 40px; }
  .reviews__grid { grid-template-columns: repeat(2, 1fr); }
  .form__wrapper { grid-template-columns: 1fr; gap: 40px; }
  .footer__top { grid-template-columns: 1fr 1fr; }
  .how__steps { flex-wrap: wrap; }
  .how__connector { display: none; }
  .how__step { flex: 1 1 calc(50% - 12px); }
}

@media (max-width: 768px) {
  .nav { display: none; }
  .burger { display: flex; }
  .header__phone { display: none; }
  .services__grid { grid-template-columns: 1fr; }
  .broker-promo { padding: 70px 0; }
  .broker-promo__grid { grid-template-columns: 1fr; }
  .broker-promo__card { min-height: auto; }
  .broker-promo__lead { font-size: 15px; padding: 18px; }
  .reso-partner { grid-template-columns: 1fr; text-align: left; padding: 22px; }
  .reso-partner__mark { width: 76px; height: 76px; border-radius: 18px; font-size: 18px; }
  .reviews__grid { grid-template-columns: 1fr; }
  .advantages__right { grid-template-columns: 1fr; }
  .footer__top { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; gap: 12px; text-align: center; }
  .how__step { flex: 1 1 100%; }
  .form__row { grid-template-columns: 1fr; }
  .form__actions { grid-template-columns: 1fr; }
  .hero__stats { flex-direction: column; gap: 16px; }
  .calc__tabs { flex-direction: column; border-radius: var(--radius); }
  .calc__tab { border-radius: var(--radius-sm); }
  [data-anim="fadeLeft"],
  [data-anim="fadeRight"] {
    transform: translateY(32px);
  }
  section { padding: 70px 0; }
}

/* Mobile nav open state */
.nav.open {
  display: flex;
  flex-direction: column;
  position: fixed;
  top: 64px; left: 0; right: 0;
  background: rgba(10,25,41,0.97);
  backdrop-filter: blur(20px);
  padding: 20px;
  gap: 4px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  z-index: 999;
}
.nav.open .nav__link {
  padding: 12px 16px;
  border-radius: 10px;
  color: rgba(255,255,255,0.8);
  font-size: 16px;
}
.nav.open .nav__link:hover { background: rgba(255,255,255,0.1); color: #fff; }

/* ===========================
   FAQ
   =========================== */
.faq { padding: 100px 0; background: var(--white); }

.faq__grid {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq__item {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
  transition: var(--transition);
}
.faq__item:hover { border-color: var(--blue-400); }
.faq__item.open { border-color: var(--blue-500); box-shadow: 0 4px 20px rgba(26,86,219,0.1); }

.faq__question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 20px 24px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: 'Manrope', sans-serif;
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
  text-align: left;
  transition: var(--transition);
}
.faq__item.open .faq__question { color: var(--blue-600); background: rgba(26,86,219,0.03); }

.faq__icon {
  flex-shrink: 0;
  width: 28px; height: 28px;
  border-radius: 50%;
  background: var(--gray-100);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px;
  font-weight: 400;
  color: var(--blue-600);
  transition: var(--transition);
  line-height: 1;
}
.faq__item.open .faq__icon { background: var(--blue-600); color: #fff; }

.faq__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}
.faq__item.open .faq__answer { max-height: 300px; }
.faq__answer p {
  padding: 0 24px 20px;
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.75;
}

/* ===========================
   LOGO SIZING FIX
   =========================== */
.logo__text {
  font-size: 18px;
  font-weight: 400;
  color: var(--text);
  letter-spacing: 0.01em;
}
.logo__text strong { font-weight: 800; color: var(--blue-600); }
.logo--light .logo__text { color: var(--white); }
.logo--light .logo__text strong { color: var(--blue-400); }

/* ===========================
   ABOUT LEASING
   =========================== */
.about-leasing { padding: 100px 0; background: var(--white); }

.about-leasing__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}

.about-leasing__lead {
  font-size: 20px;
  font-weight: 800;
  color: var(--dark);
  line-height: 1.55;
  margin-bottom: 22px;
}
.about-leasing__text p {
  font-size: 16px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.75;
  margin-bottom: 18px;
}
.about-leasing__law {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 8px;
  padding: 10px 16px;
  background: var(--blue-100);
  border-radius: 8px;
  font-size: 12px;
  font-weight: 600;
  color: var(--blue-700);
}

/* Leasing vs Credit diff */
.leasing-diff {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}
.leasing-diff__col {
  border-radius: var(--radius);
  padding: 20px;
  border: 1.5px solid;
}
.leasing-diff__col--bad {
  border-color: var(--gray-200);
  background: var(--gray-100);
}
.leasing-diff__col--good {
  border-color: rgba(16,185,129,0.25);
  background: rgba(16,185,129,0.04);
}
.leasing-diff__head {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 17px;
  font-weight: 900;
  letter-spacing: 0;
  margin-bottom: 12px;
  color: var(--dark);
}
.diff__icon { font-size: 18px; }
.leasing-diff__col ul { list-style: none; display: flex; flex-direction: column; gap: 6px; }
.leasing-diff__col li {
  font-size: 14px;
  font-weight: 700;
  color: var(--text);
  padding-left: 14px;
  position: relative;
  line-height: 1.45;
}
.leasing-diff__col--bad li::before { content: '—'; position: absolute; left: 0; color: var(--gray-400); }
.leasing-diff__col--good li::before { content: '✓'; position: absolute; left: 0; color: var(--green); font-weight: 700; }

.broker-role {
  background: #fff7ed !important;
  background-image: none !important;
  border: 1px solid #fed7aa;
  border-radius: var(--radius);
  padding: 20px;
  display: flex;
  gap: 14px;
  color: var(--text);
}
.broker-role__icon { font-size: 28px; flex-shrink: 0; }
.broker-role h4 { font-size: 18px; font-weight: 900; margin-bottom: 8px; color: var(--dark); }
.broker-role p { font-size: 15px; font-weight: 650; color: var(--text); line-height: 1.65; }

/* ===========================
   WHO WE HELP
   =========================== */
.who {
  padding: 100px 0;
  background: #f8fafc;
  position: relative;
  overflow: hidden;
}
.who__bg { position: absolute; inset: 0; pointer-events: none; }
.who__orb { display: none; }

.who .section-label--light { color: var(--blue-600); }
.who .section-title--light { color: var(--dark); }
.who .text-gradient-light {
  background: linear-gradient(90deg, var(--blue-600), var(--blue-400));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.who__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 36px;
}

.who-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px;
  color: var(--text);
  box-shadow: var(--shadow);
  transition: var(--transition);
}
.who-card:hover {
  background: var(--white);
  border-color: var(--blue-200, #bfdbfe);
  transform: translateY(-6px);
}
.who-card--accent {
  background: linear-gradient(135deg, rgba(26,86,219,0.5), rgba(14,58,158,0.6));
  border-color: rgba(96,165,250,0.3);
}
.who-card__icon { font-size: 36px; margin-bottom: 16px; display: block; }
.who-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 12px; }
.who-card p { font-size: 14px; color: var(--text-light); line-height: 1.7; margin-bottom: 20px; }
.who-card__list { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.who-card__list li {
  font-size: 13px;
  color: var(--text);
  padding-left: 18px;
  position: relative;
  line-height: 1.4;
}
.who-card__list li::before {
  content: '→';
  position: absolute; left: 0;
  color: var(--blue-400);
  font-weight: 700;
}
.partner-logo--key {
  background: #fff7ed;
  border-color: #f59e0b;
  color: #92400e;
  box-shadow: 0 10px 30px rgba(245,158,11,0.16);
}

.who__note {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  max-width: 100%;
  min-width: 0;
  padding: 20px 24px;
  background: #fff7ed;
  border: 1px solid #fed7aa;
  border-radius: var(--radius);
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.6;
  box-shadow: var(--shadow);
  overflow-wrap: anywhere;
  word-break: normal;
}
.who__note svg { flex-shrink: 0; margin-top: 2px; color: #f59e0b; }
.who__note strong { color: var(--dark); }
.who__note .who__note-accent {
  display: inline;
  padding: 0;
  background: none;
  color: var(--blue-700);
  font-weight: 900;
  box-shadow: none;
}

@media (max-width: 768px) {
  .who__note {
    flex-direction: column;
    gap: 10px;
    padding: 16px;
    font-size: 14px;
    line-height: 1.55;
  }
  .who__note svg {
    width: 22px;
    height: 22px;
  }
}

/* ===========================
   FOOTER ENHANCEMENTS
   =========================== */
.footer__contact-link {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 14px;
  margin-bottom: 10px;
  color: rgba(255,255,255,0.65);
  transition: color 0.2s;
}
.footer__contact-link:hover { color: var(--blue-400); }

.footer__requisites {
  margin-top: 14px;
  padding: 16px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 8px;
}
.footer__req-title {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0;
  color: #fff;
  margin-bottom: 8px !important;
}
.footer__requisites p {
  font-size: 13px;
  color: rgba(255,255,255,0.82);
  margin-bottom: 6px !important;
  line-height: 1.5;
}
.footer__address {
  display: flex !important;
  align-items: flex-start;
  gap: 5px;
}
.footer__address svg { flex-shrink: 0; margin-top: 2px; opacity: 0.5; }

.footer__bank {
  padding: 16px 18px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  margin-bottom: 16px;
  font-size: 13px;
  color: rgba(255,255,255,0.82);
  line-height: 1.6;
}
.footer__bank-label {
  font-weight: 700;
  color: #fff;
  margin-right: 6px;
}

/* ===========================
   RESPONSIVE NEW SECTIONS
   =========================== */
@media (max-width: 1024px) {
  .about-leasing__inner { grid-template-columns: 1fr; gap: 40px; }
  .who__grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .leasing-diff { grid-template-columns: 1fr; }
}

/* ===========================
   FORM FIELD VALIDATION STATES
   =========================== */

/* Error hint text under the field */
.field-error {
  display: block;
  font-size: 12px;
  color: #ef4444;
  margin-top: 5px;
  padding-left: 2px;
  opacity: 0;
  max-height: 0;
  overflow: hidden;
  transition: opacity 0.25s ease, max-height 0.25s ease;
  pointer-events: none;
}
.field-error.visible {
  opacity: 1;
  max-height: 32px;
}

/* Error state — red border + light red background */
.form__group input.field--error,
.form__group input[type="tel"].field--error,
.form__group input[type="email"].field--error {
  border-color: #ef4444 !important;
  background-color: #fff5f5;
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.12);
}

/* Valid state — green border */
.form__group input.field--valid,
.form__group input[type="tel"].field--valid,
.form__group input[type="email"].field--valid {
  border-color: #10b981 !important;
  background-color: #f0fdf4;
  box-shadow: 0 0 0 3px rgba(16, 185, 129, 0.1);
}

/* Small icon indicator inside input via wrapper */
.form__group {
  position: relative;
}

/* Animated shake on submit with errors */
@keyframes shake {
  0%, 100% { transform: translateX(0); }
  20%       { transform: translateX(-6px); }
  40%       { transform: translateX(6px); }
  60%       { transform: translateX(-4px); }
  80%       { transform: translateX(4px); }
}
.form__group input.field--error {
  animation: shake 0.4s ease;
}